Real Estate Insight gives general information and estimates to help you understand the numbers behind a property purchase. It is not financial product advice, tax advice, credit assistance or legal advice. It doesn't take into account your objectives, financial situation or needs.
Estimates, not guarantees
Projections of rent, expenses, interest rates, property values and tax depend on assumptions about the future. Real outcomes will be different, and sometimes very different. Past growth doesn't tell you what will happen next.
Rates and rules
We check stamp duty, land tax, grants, fees and tax rates against official government sources and show the date we last checked. Governments change these, sometimes without notice and sometimes back-dated. Some rules depend on facts we don't ask about: residency, eligibility conditions, other land you own or exact settlement dates. Always confirm duty with your conveyancer, lending costs with your lender and tax with a registered tax agent.
What we don't model
We model individuals buying residential property. Companies, trusts, SMSFs, commercial property, partial main residence exemptions, shared equity schemes and pensioner concessions are not covered. LMI is an estimate based on published insurer pricing; your lender's insurer sets the final premium.
Get advice
Before you sign a contract or a loan, talk to a licensed financial adviser, mortgage broker, accountant or solicitor about your circumstances.