Calculators
Property calculators, built for the 2026 rules
Every tool runs on the same engine, tested against Treasury's own worked examples. Free, and nothing to sign up for.
The 2026 tax changes
Capital gains tax calculator
CGT on selling an investment property, before and after 1 July 2027, with the valuation vs Treasury formula comparison.
Negative gearing calculator
Your rental loss and tax benefit each year under the old and new rules, and what quarantined losses do when you sell.
Should you sell before July 2027?
CGT for each possible sale year, and the growth rate where the new rules start costing you more.
Valuation vs Treasury formula
Whether paying for a 30 June 2027 valuation could cut your CGT, and in which direction.
30% minimum tax on capital gains
Whether a top-up applies to your post-2027 gain, and how much.
New build vs established
Two investment properties side by side after tax, and the growth gap that decides which wins.
Guides to the 2026 changes
Negative gearing changes 2026
What changed, the key dates, and a four-question check of whether your property is grandfathered.
Inheritance, death and divorce
When grandfathered negative gearing survives a change of owner, and when it does not.
Capital gains tax changes 2027
The 30 June 2027 split, indexation, the 30% minimum tax and the new-build choice, with the Treasury examples.
Buying and owning
Full property analysis
Stamp duty, LMI, grants, cash flow after tax and the sale, year by year, for any property in any state.
2026-27 rates and rules
Every state's transfer duty, land tax, grants and fees, with the official source for each.
Chrome extension
Send a realestate.com.au or Domain listing straight into an analysis.
How the numbers are worked out, and what we test them against: methodology.