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Real Estate Insight

Stamp duty

Stamp duty calculator for every state

Pick a state and enter the price. You'll see the transfer duty, any concession you qualify for, title office fees, and the same purchase in every other state.

By the Real Estate Insight team · Last reviewed 6 October 2026 · How we check our numbers

$

Buying

New South Wales · $750,000 · a home to live in

$27,937 stamp duty

3.72% of the price. With title office fees, $28,302.46 to the government in all.

How it adds up

Stamp duty$27,937
Transfer registration fee$182.73
Mortgage registration fee$182.73
Total to the government$28,302.46

Stamp duty on $750,000 in every state

For a home to live in, with the same settings.

NSW $27,937
VIC $40,070
QLD $19,600
WA $29,740.50
SA $35,080
TAS $28,935
ACT $19,208
NT $37,125

About this estimate. General information, not advice. Duty rates for contracts signed from 1 July 2026, checked against each revenue office's own calculator, and 2026-27 title office fees for electronic lodgement. Concessions have conditions we can't check, such as residency, how long you live in the home and whether you've owned property before. Your conveyancer confirms the final figure. How we check our numbers.

Stamp duty on a $750,000 property in each state

For contracts signed from 1 July 2026, Australian citizens or permanent residents, before registration fees.

StateInvestorHome buyerFirst home, establishedFirst home, newForeign surcharge
NSW $27,937 $27,937 Nil Nil 9%
VIC $40,070 $40,070 $40,070 $40,070 8%
QLD $26,775 $19,600 $10,925 Nil 8%
WA $29,740.50 $29,740.50 $24,225 $24,225 7%
SA $35,080 $35,080 $35,080 Nil 7%
TAS $28,935 $28,935 $28,935 $28,935 8%
ACT $22,200 $19,208 Nil Nil None
NT $37,125 $37,125 $37,125 $37,125 None

How stamp duty works

Stamp duty (transfer duty, or conveyance duty in the ACT) is a state tax on buying property. Each state sets its own rates, mostly as brackets where each slice of the price is taxed at a higher rate, and its own concessions for first home buyers and people who'll live in the home. Victoria and the NT switch to a flat percentage of the whole price at higher values.

On top of duty, the land titles office charges fees to register the transfer and your mortgage. In most states they're a few hundred dollars, but in Victoria and Queensland the transfer fee rises with the price.

Foreign buyers

Six states charge foreign purchasers an extra percentage of the price, from 7% in WA and SA to 9% in NSW. The ACT and the NT don't. Foreign buyers can't use first home concessions anywhere.

Questions people ask

Which state has the highest stamp duty?
Victoria, for most prices. On a $750,000 home that isn't a first home, Victorian duty is $40,070 against $27,937 in NSW and $19,600 in Queensland.
Do first home buyers pay stamp duty?
It depends on the state and the price. NSW exempts homes to $800,000, Victoria to $600,000, Queensland established homes to $700,000 and new homes at any price, WA to $600,000, SA new homes at any price, and the ACT any home for eligible buyers. Tasmania and the NT have no first home duty concession at the moment.
Is stamp duty based on the price or the value?
The dutiable value, which is normally the price you agree to pay, or the market value if that's higher. Off the plan, Victoria charges duty on the price less construction still to be done.
Do investors pay more stamp duty?
Only in some places. The ACT has higher rates for investors, Queensland and Victoria give lower rates to people who'll live in the home, and WA has a lower rate for homes up to $200,000. NSW, SA, Tasmania and the NT charge everyone the same.
When do you pay stamp duty?
Usually at or before settlement, through your conveyancer's electronic settlement. Your conveyancer or solicitor arranges it.

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